Health Insurance

Health, Dental, Vision, Counseling

Student health insurance is provided by UnitedHealthcare. Wells Fargo Insurance Services will continue as our broker and will assist with claims and benefits. Coverage begins August 1, 2016 – July 31, 2017.

Insurance rates
begins August 1st
thru July 31st
Student $ 1,446.40 $ 1,446.40
Spouse $1,446.40 $ 1,446.40
Per Child $1,446.40 $ 1,446.40

Dental and Vision Care

Optional dental and vision insurance is offered annually each fall semester.

Counseling Services

Counseling services are provided at the Student Health Center.

Disability, Term Life, AD&D Insurance

University of Nevada, Reno School of Medicine medical students now have unlimited access to the AMA-Sponsored Med Plus Advantage coverage benefits information and member ID numbers. Disability and life insurance cannot be waived.

Students will need to enter their program ID number 644216 in the "My Med Plus Advantage" portion of the site in order to access the following:

  • Disability Income Certificate
  • Stress & Wellness Program Member ID
  • Global Emergency Travel Service Member ID
  • Life Insurance AD&D and EAP (if applicable)

Students may simply click on the "learn more" under "My Med Plus Advantage" in the center of the home page and enter the access code 644216.

Health Policies

Insurance Requirements

All medical students are required to enroll in the School of Medicine health, life and disability plan unless they can provide documentation of comparable coverage through a parent's or a spouse's insurance policy. Please consult the brochure for details about benefits and coverage.

Combined Degree Programs

Please email Jodi Shpargel and/or Julee DeMello for information regarding insurance requirements while in a combined degree program.

Waiving out of School of Medicine Insurance:

Students are automatically enrolled in the student insurance plan each semester. Students must request to waive out of the School of Medicine insurance program each semester.

No Exceptions!

  • In order to apply for a waiver, your policy must meet the following requirements:
    • Your policy must provide coverage for body fluid exposures.
    • Your policy must cover primary care and emergency services in all areas of Nevada.
    • Your policy must not have an individual deductible greater than $7000.00.
    • Your policy must provide coverage for prescription medications.
    • Your policy must provide inpatient and outpatient mental health benefits.
  • You have the option of submitting an appeal if your waiver is denied:
    • An appeal will not be considered if your policy does meet the above criteria.
    • An appeal can only be considered if a benefit summary of your coverage is submitted with your appeal.
  • The waiver link below will open two times per year: Winter: January 30 – February 1; Summer: July 1 through close on July 31.
  • Processing a waiver can take several weeks. If you paid your school insurance and received a waiver, the Cashier's Office will refund your insurance premium to your MyNEVADA account. Waivers that are processed before the premium is paid will be removed from your MyNEVADA account and eliminate the need for a refund. Please be patient - this process can take several weeks.
  • If you receive automatic acceptance of your waiver, no further information is needed and your charge will be removed or refunded (within a few weeks).
  • Receiving a waiver will NOT waive students out of the Student Health Fee, Life and Disability Insurance or the University of Nevada, Reno School of Medicine administrative fee.
  • If you do not apply for a waiver, or your waiver is denied, you will automatically be enrolled in the student insurance plan. If you wish to appeal a denial, instructions on the appeal process are available at the waiver link.
  • If you lose your insurance while on a waiver, you will be required to purchase the School of Medicine insurance at the full semester premium. The student insurance is not pro-rated. Your plan must stay active for the entire academic period.

Email Julee DeMello for more information or call (775) 784-6598.

Premium Payment

The insurance premium is paid in August and January with tuition and fees. The policy provides comprehensive coverage for both inpatient and outpatient services. Coverage for spouses and children is optional and requires separate enrollment and an additional premium.

Medical students must notify Student Affairs immediately of any changes in insurance coverage (e.g. Termination of coverage under parent's policy) or status (marriage, birth of a child, divorce.) Students must also notify the office of any requested changes in dependent coverage.

Accessing Health Care

Reno: The primary health care provider in Reno continues to be the Student Health Center (SHC) (775) 784-6598 on the University of Nevada, Reno campus for medical students in all class years. The SHC is located across from the Pennington Medical Education Building.

Las Vegas: Students in years III and IV, receive primary care through the UNLV Student Health and Wellness Center.


Students can use the Campus Pharmacy located on the main Reno campus, across from the Pennington Medical Education Building. Students can also fill prescriptions at pharmacies throughout Reno and Las Vegas. Please check your policy for pharmacy information.